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Divorce

Friend(ly) Divorce

picture of table with wine glasses, dinner plates, with women standing around it

“Friendship is unnecessary,” C.S. Lewis wrote, “like philosophy, like art, like the universe itself… it has no survival value; rather it is one of those things which give value to survival.”  In a marriage, we can believe that our spouse is our best friend.  In some marriages, our spouse might be our only friend.  When we divorce, it…

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Blockchain & Banking – Can They Solve the Divorce Dilemma?

Without irony, I believe the Divorce Dilemma may be solvable by both blockchain and banking solutions. The problem we’re trying to solve:  Slowing, stopping and reversing the well documented poverty levels of divorced women and changing the outcomes for women who are wealthy during marriage and at risk for becoming poor through the divorce process. …

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The Luxury of Latch-Key

The Luxury of Latch-key

Back in 1966, when my dad first left our house and my parents later divorced, we were known locally as one of two “broken homes”.  We were definitely broke, but never broken.  We lived in the village of Clarendon Hills, Illinois, about 15 miles southwest of Chicago and less than 2 square miles big.  Route…

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Deathtails of Divorce

What Dies After Divorce?

It’s not a typo, the deathtails (or details) of divorce, at least in this post, are about what dies in divorce.  It’s a tough thing to think about but maybe by saying it out loud, we can spare others from a similar experience.  The marriage is over, but that isn’t necessarily what kids think about. …

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What You Say Matters

talking to children about divorce

In our work, we often assist parents who are trying survive and thrive through their divorce and they express a deep need to protect their children from what we all know as one of life’s toughest transitions.  Depending on the age of the kids, we may judge their ability to digest what is happening.  It’s…

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What to Do When Your Term Life Insurance Is Expiring

Life Insurance

In an ideal world, you buy life insurance when your kids are young or you’ve purchased your first home, and you need the coverage only for about 20 years. By the time your policy nears the end of its term, your kids are on their own, your house is mostly paid off, and you’ve accumulated…

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How to Replace Willpower in Spending

Willpower and Healthy Money Habits - Bonnie Sewell - American Capital Planning

Nobody dropped out of our plant-based lifestyle group class after the first week.  Comparing notes, others lost 5 lbs. just like I did.  Changing habits is a universal challenge among the classmates I spoke to.  Not eating any dairy, meat, or any other animal products along with no sugar, no oil and no added salt…

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Healthy Money Habits: How to Make Change Stick

Healthy Money Habits - American Capital Planning

Change is hard.  And change is slow.  At least this is true for me and the changes I’m trying to make permanent when it comes to healthy eating.  I have incentives: age, appearance, and most importantly, ankles.  My two titanium ankles are constantly asking me to “lighten up”.  I know what to do, yet I…

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Critical Mistakes to Avoid After Divorce

By Bonnie Sewell Unfortunate fact: a woman’s standard of living, on average, goes down by almost 30% after divorce. If you are a woman in this unfortunate situation, seek care and consideration from a financial adviser with expertise in helping clients going through a divorce. Understanding what women face financially after such a big transition includes recognizing…

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IRS, Crypto Currencies, and Your Divorce

In our divorce workshops this past weekend, we shared information on tax reform and the impact on divorce settlements.  Consider this, however – the best tax planning under the new law could become perilous if the regime changes as early as midterm elections.  The next potential upheaval would be 2020 after that and, of course, except…

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