Resources: http://www.rwjf.org/en/library/research/2011/09/retirement-and-health-poll.html http://www.geoba.se/population.php?pc=world&type=15 http://www.nextavenue.org/the-secret-to-a-happier-healthier-life-just-retire/ https://www.ncoa.org/news/usoa-survey/2012-2013-results/ https://www.betterment.com/resources/retirement/planning-ahead/retiring-as-a-couple/ https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/publications/top10ways.pdf https://www.mysavingsatwork.com/atwork/1104818723638/1104818723684/1115701245945.htm http://money.usnews.com/money/blogs/on-retirement/articles/2016-05-16/5-secrets-to-happiness-in-retirement https://www.fidelity.com/static/dcle/welcome/documents/CouplesRetirementStudy.pdf *This content is developed from sources believed to be providing accurate information. The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. Individuals are encouraged to seek advice…

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Submitted by American Capital Planning Most financial planning experts agree that life insurance should form the foundation of everyone’s financial plan.  For most families, their most basic financial security needs would be in jeopardy should they suffer the loss of one of their primary breadwinners. Intellectually, it is not difficult for people to understand the…

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Submitted by American Capital Planning If you’ve ever played the Game of Life board game, it becomes clear that compressed into the colorful path there are various stages of life. Each stage holds its own major financial challenges as well as prospective profits in addition to surprises (new baby!) and forks in the road. In…

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If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule, the one that suggests that retirees will need between 70 and 80% of their pre-retirement income in order to maintain their standard of living. There are several flaws with…

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