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Divorce Video and Blog Library

How The Divorce Financial Planning Process Works

You may be wondering how the divorce financial planning process works. To get you through your divorce negotiations successfully, you’ll need a road map which is our flat fee financial analysis.  For this analysis, we first talk about what you need and what you want.  Then we look at what you owe, what you own,…

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We’re Getting Divorced – Will I Get Spousal Support?

A question we’re often asked is “Will I get spousal support?”. The answer is, maybe.  Spousal support, also known as alimony or maintenance, is a transfer of income, generally from the spouse who earns more to the spouse who earns less. It’s often based on the ability of the higher earner to pay and the…

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Why You Need A Divorce Financial Planner

A question we’re often asked is “I know I need an attorney for my divorce, but are there other professionals I should hire?” Absolutely!  Attorneys know the law, but law school does not provide the necessary training to completely offer divorce financial planning advice.  You need a divorce financial planner.  Someone with the experience, expertise,…

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I Just Got Divorced, Now What?

People often come to us and ask “I just got divorced, now what do I do?”. You’ve just come through one of life’s toughest transitions.  Now it’s time to become the best steward of your successfully negotiated settlement going forward.  To help you do that, American Capital Planning can provide fee-only, financial planning and fiduciary…

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The Luxury of Latch-key

The Luxury of Latch-Key

Back in 1966, when my dad first left our house and my parents later divorced, we were known locally as one of two “broken homes”.  We were definitely broke, but never broken.  We lived in the village of Clarendon Hills, Illinois, about 15 miles southwest of Chicago and less than 2 square miles big.  Route…

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What Dies After Divorce?

Deathtails of Divorce

It’s not a typo, the deathtails (or details) of divorce, at least in this post, are about what dies in divorce.  It’s a tough thing to think about but maybe by saying it out loud, we can spare others from a similar experience.  The marriage is over, but that isn’t necessarily what kids think about. …

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talking to children about divorce

What You Say Matters

In our work, we often assist parents who are trying survive and thrive through their divorce and they express a deep need to protect their children from what we all know as one of life’s toughest transitions.  Depending on the age of the kids, we may judge their ability to digest what is happening.  It’s…

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Life Insurance

What to Do When Your Term Life Insurance Is Expiring

In an ideal world, you buy life insurance when your kids are young or you’ve purchased your first home, and you need the coverage only for about 20 years. By the time your policy nears the end of its term, your kids are on their own, your house is mostly paid off, and you’ve accumulated…

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