Dirty Money & Markets

Let’s talk dirty for a moment.  Scientific American, in 2017, made the public health case for a cashless society.  Paper money travels amongst hands and germs for 4-15 years, coins up to 25 years (that’s a quarter century – pun intended). Going back to the ‘70’s, studies have shown just how pathogens survive on currency,…

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Sell My House, Sell My Business

Sell My House Sell My Business

By the time clients are thinking about selling their business, they have usually sold at least one home, sometimes many homes.  See if this scenario sounds familiar:  You get your house ready to sell and the first potential buyers come through and relay several objections to parts of your home.  Maybe they think the kitchen…

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Should I Stay or Should I Go?

(with apologies to The Clash) Darling, you got to let me know . . . One of the hardest decisions a business owner will ever make is when to sell their baby.  And to whom. And for how much.  I’ll be here till the end of time . . . Most owners overestimate how long…

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Are We There Yet?

Financial Plans

There are 336 days left in 2020 and only 49 days until spring!  If you’re counting, there are still 124 days before summer shows up.  That gives us time to get our financial house in order before midyear.  We are almost through January so the last couple days of this month can be used to…

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Friend(ly) Divorce

picture of table with wine glasses, dinner plates, with women standing around it

“Friendship is unnecessary,” C.S. Lewis wrote, “like philosophy, like art, like the universe itself… it has no survival value; rather it is one of those things which give value to survival.”  In a marriage, we can believe that our spouse is our best friend.  In some marriages, our spouse might be our only friend.  When we divorce, it…

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Blockchain & Banking – Can They Solve the Divorce Dilemma?

Without irony, I believe the Divorce Dilemma may be solvable by both blockchain and banking solutions. The problem we’re trying to solve:  Slowing, stopping and reversing the well documented poverty levels of divorced women and changing the outcomes for women who are wealthy during marriage and at risk for becoming poor through the divorce process. …

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The Luxury of Latch-Key

The Luxury of Latch-key

Back in 1966, when my dad first left our house and my parents later divorced, we were known locally as one of two “broken homes”.  We were definitely broke, but never broken.  We lived in the village of Clarendon Hills, Illinois, about 15 miles southwest of Chicago and less than 2 square miles big.  Route…

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Deathtails of Divorce

What Dies After Divorce?

It’s not a typo, the deathtails (or details) of divorce, at least in this post, are about what dies in divorce.  It’s a tough thing to think about but maybe by saying it out loud, we can spare others from a similar experience.  The marriage is over, but that isn’t necessarily what kids think about. …

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What You Say Matters

talking to children about divorce

In our work, we often assist parents who are trying survive and thrive through their divorce and they express a deep need to protect their children from what we all know as one of life’s toughest transitions.  Depending on the age of the kids, we may judge their ability to digest what is happening.  It’s…

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What to Do When Your Term Life Insurance Is Expiring

Life Insurance

In an ideal world, you buy life insurance when your kids are young or you’ve purchased your first home, and you need the coverage only for about 20 years. By the time your policy nears the end of its term, your kids are on their own, your house is mostly paid off, and you’ve accumulated…

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