Wealth Video and Blog Library

Game of Life: Financial Planning At Every Age

Submitted by American Capital Planning If you’ve ever played the Game of Life board game, it becomes clear that compressed into the colorful path there are various stages of life. Each stage holds its own major financial challenges as well as prospective profits in addition to surprises (new baby!) and forks in the road. In…

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Planning a Family – What to Save for Right Now

The decision to go forward with your plans to start a family is a joyous one, but it can also lead to increased stress especially if your financial house has not been child-proofed. Considering that, on average, the cost of raising a child now exceeds $300,000, there’s little margin for error for most young families…

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Retirement Income Planning Requires Realistic Spending Assumptions

If you have read any literature on retirement planning or have received advice from a financial professional, chances are you were presented with the 70% rule, the one that suggests that retirees will need between 70 and 80% of their pre-retirement income in order to maintain their standard of living. There are several flaws with…

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How to Protect Your Finances While Traveling On Vacation

Submitted by American Capital Planning Vacation season is almost upon us and, for many Americans who haven’t traveled abroad in several years, their vacations have been years in planning. However, even the best laid plans can quickly come unraveled if you don’t take some extra measures to ensure that your finances are protected before you leave…

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Habits of a Savvy Saving Family

Submitted by American Capital Planning When people warn you that having kids is expensive, it’s no joke. From diapers to food, braces to sports activities the costs add up quick. For a middle-income family in the U.S. raising a child up until age 18, costs an estimated average of $245,340 (or $304,480, adjusted for projected inflation),…

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Fools and Fiduciary

Here we are again. Apparently financial services firms are staging their usual hissy fits over being asked to level with consumers about who and how they actually serve or fail to. The shocking headline in a recent Wall Street Journal article indicates “Brokers Would Have to Put Clients’ Interests First” and that’s just making the big…

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Holiday Survival 101

Now that I have started a family of my own, the holiday season has become a trip down memory lane for me and my husband. We get to relive all of our favorite childhood traditions as we share them with our son. Decorating the house, recreating delicious recipes, and traveling to visit family are all…

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When You Know, You Can’t Pretend You Don’t Know

How is getting and keeping a healthy body like getting and keeping your financial house in order? I’m responsible for everything that I put into my body. An obvious limitation is if I believe I’m putting in something ‘healthy’ and it is not. Even though it appears healthy and tastes healthy, it might have an…

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When Graft is a Good Thing

Some Thursdays are just another day of helping clients manage their financial lives, divorcing couples navigate a good financial outcome, and helping those with less funds get started through online planning. Today’s Thursday involved a midday break to attend a celebration of life ceremony for a friend’s brother who died unexpectedly. Danny, as I briefly knew him, is one…

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